The Kaiku prepaid Visa card provides users with the convenience, peace of mind and world-wide acceptance that comes with a Visa card coupled with positive controls to help you manage your money. Much more than just gift cards, these reloadable debit cards allow you to access your paycheck by direct deposit without costly cashing fees or fund the card from a bank account or with cash.
Getting started with Kaiku is as simple as filling out a web form. Almost anyone over 18 years old will be approved for the card, even people with less than stellar credit ratings. Kaiku charges no initial fee to customers who order a regular card, although they do charge $3.95 for their branded Angry Birds Card. The company does charge cardholders a fee of $1.95 per month after approval.
Load the card
Charging your Kaiku card is simple. Set up direct deposit for your paychecks, or even government checks like tax refunds, and the money goes right into your account. Transfer money from your bank to the account, or load it with cash at thousands of locations in the United States that process US Moneygram and Visa Readylink payments.
Use the card
Once the card is loaded, it can be used for purchases anywhere that takes Visa. Money can also be transferred to a bank, withdrawn at an ATM or transferred to someone else’s Kaiku Card. However you use it, a prepaid Kaiku Visa card will make your financial life easier.